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| Susan McCall |
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Email Susan |
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Business: |
503-788-7807 |
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Cell: |
503-481-2256 |
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Fax: |
503-774-4372 |
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Type: Residential
Style: Ranch
Bedrooms: 2
Bathrooms: 1
Garage: Single, Detached "Long Driveway"
Basement: Yes "Full Unfinished"
Size: 1,620 sq. ft.
Lot Type: Rectangular
Lot Size:
7225 sq. ft.
85ft x 85ft
Year Built: 1945
Taxes: $1,974.81 (2008)
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List price has been reduced $10,000 PLUS - the seller is offering $5,000 help with closing costs.
With a special arrangement with a local bank, it is possible to get a 1% permanent buy down on the mortgage note. With 3% down (available until Oct 1 with the seller's help) a mortgage payment principle and interest would go from $1204 to $1007 a month.
Changes are occurring daily so don't think this will be available forever!! ACT NOW!
On October 1, FHA requirements will change to require 3-1/2% down payment. Until this date FHA down payment is 3% down. Also on October 1, 2008 the seller will not be allowed to help with providing any of the down payment money previously available through programs such as Ameridream. Buyers - now is the time to make a move before all the rules change again.
$189900 sales price
$184203 Base loan amount
$186966 Gross loan amount
FHA 30 year loan at 6% = $1204. (without taxes or insurance)
FHA 30 year loan at 5% = $1087. (without taxes or insurance) (Payment for the first 12 months)
Therefore on a 1-0 buydown, the borrower will save $117 a month or $1404 for the year!!!
Great 1945 Ranch with 810 square feet on the main level and a full 810 square feet basement to be finished the way you want. Great for extra storage - easy access to the basement from the back door.
The house sits on a corner square lot, totally fenced. The garage is on the back side of the lot with a long driveway where an RV or boat would fit just great.
The house features a new gas furnace 05, mostly new vinyl windows 08, a remodeled kitchen 07, a new tear off new roof approximately 1996 and an Energy Star electric water heater.
The floor plan features a living room and dining room that is L-shaped. The dining room has a ceiling fan. The living room has a wood burning fireplace. The 2 bedrooms on the main level are good sized (11 X 9) and (13 X 11).
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Information is deemed to be correct but not guaranteed.
